マイクロインシュランス市場:世界の産業動向、シェア、規模、成長、機会、2024-2032年予測

マイクロインシュランス市場:世界の産業動向、シェア、規模、成長、機会、2024-2032年予測

Report Format: PDF+Excel | Report ID: SR112024A16311
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市場の概要:

世界のマイクロインシュランス市場規模は2023年に896億米ドルに達した。今後、IMARC Groupは、2024年から2032年にかけての成長率(CAGR)は5.1%を示し、2032年には1,416億米ドルに達すると予測している。クラウドベースのソリューションの採用の増加、自律走行車(AV)の販売台数の増加、慢性疾患の有病率の増加が市場を牽引する主な要因のいくつかである。

レポート属性
主要な統計
基準年
2023年
予測年
2024~2032年
歴史的年数
2018-2023
2023年の市場規模 896億USドル
2032年の市場予測 1,416億米ドル
市場成長率 (2024-2032) 5.1%


マイクロインシュランス(小規模保険)とは、低所得者層やコミュニティのニーズに合わせた特殊な保険商品である。伝統的な保険サービスを利用できない人々に、経済的なセーフティ・ネットを提供する。通常、健康上の緊急事態、自然災害、農作物の不作、小規模な起業活動などのリスクを補償する。手ごろな価格で簡単に利用できる保障を提供し、予期せぬ出来事が経済的荒廃につながらないようにすることで、経済的に弱い立場にある人々に力を与えることを目的としている。この保険は、手頃な価格、簡便さ、被保険者固有の状況に適していることが特徴で、金融包摂と安定を促進する上で極めて重要なツールとなっている。個人やコミュニティに保険サービスを提供することで金融包摂を促進するため、マイクロインシュランスの需要は世界中で高まっている。

マイクロ保険市場

現在、低所得者層における金融保障の重要性に対する意識の高まりが、市場の成長を支える大きな要因の一つとなっている。これに加えて、遠隔地や十分なサービスを受けていない地域でのモバイル技術やデジタル・プラットフォームの採用が増加していることも、市場の成長を強化している。さらに、世界中の個人の間で、不測の事態から生活を守る必要性が高まっている。これと相まって、さまざまな顧客層の独自のニーズに合わせてカスタマイズされた革新的なマイクロインシュランス商品が好まれるようになっており、市場の成長を後押ししている。これとは別に、自然災害の頻度が高まっていることから、天候関連のリスクに対するマイクロインシュランスの需要が高まっていることも、市場にプラスの影響を与えている。さらに、事業関連リスクへの補償を提供することで小規模起業を支援するマイクロインシュランスの採用が増加していることも、市場の成長に寄与している。さらに、個人の間で柔軟で手頃な保険オプションへの嗜好が高まっていることも、業界の投資家に有利な成長機会をもたらしている。これに伴い、医療保障を提供するマイクロインシュランス・プランに対する需要の高まりが、市場の成長を後押ししている。

主な市場区分:

IMARC Groupは、世界のマイクロインシュランス市場レポートの各サブセグメントにおける主要動向の分析と、2024年から2032年までの世界および地域レベルでの予測を提供しています。当レポートでは、市場を商品タイプ、プロバイダー、モデルタイプに基づいて分類しています。

製品タイプの洞察:

  • 損害保険
  • 健康保険
  • 生命保険
  • インデックス保険
  • 傷害死亡・障害保険
  • その他
     

プロバイダーの洞察:

  • マイクロインシュランス(商業的に可能)
  • 援助/政府支援を通じたマイクロインシュランス
     

モデルタイプの洞察:

  • パートナー・エージェント・モデル
  • フルサービス・モデル
  • プロバイダー主導モデル
  • 地域密着型/相互モデル
  • その他
     

地域の洞察:

  • アジア太平洋
  • 北米
  • ヨーロッパ
  • 中東・アフリカ
  • ラテンアメリカ

競争環境:

また、世界のマイクロインシュランス市場における競争環境についても包括的に分析している。

ステークホルダーにとっての主なメリット:

  • IMARCのレポートでは、2018年から2032年にかけての様々な市場セグメント、過去と現在の市場動向、市場予測、マイクロインシュランス市場のダイナミクスを包括的に定量分析しています。
  • この調査レポートは、世界のマイクロインシュランス市場における市場促進要因、課題、機会に関する最新情報を提供しています。
  • この調査では、主要な地域市場と急成長している地域市場をマッピングしている。さらに、各地域内の主要な国レベルの市場を特定することも可能である。
  • ポーターのファイブ・フォース分析は、利害関係者が新規参入の影響、競合関係、供給者パワー、買い手パワー、代替の脅威を評価するのに役立つ。関係者がマイクロインシュランス業界内の競争レベルとその魅力を分析するのに役立つ。
  • 競争環境は、利害関係者が競争環境を理解することを可能にし、市場における主要企業の現在のポジションについての洞察を提供します。

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マイクロインシュランス市場:世界の産業動向、シェア、規模、成長、機会、2024-2032年予測
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Colruyt Group

We were very happy with the collaboration between IMARC and Colruyt. Not only were your prices competitive, IMARC was also pretty fast in understanding the scope and our needs for this project. Even though it was not an easy task, performing a market research during the COVID-19 pandemic, you were able to get us the necessary information we needed. The IMARC team was very easy to work with and they showed us that it would go the extra mile if we needed anything extra

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Zee Media Corp. Ltd.

We would be happy to reach out to IMARC again, if we need Market Research/Consulting/Consumer Research or any associated service. Overall experience was good, and the data points were quite helpful.

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Arabian Plastic Manufacturing Company Ltd.

The figures of market study were very close to our assumed figures. The presentation of the study was neat and easy to analyse. The requested details of the study were fulfilled. My overall experience with the IMARC Team was satisfactory.

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I agree the report was timely delivered, meeting the key objectives of the engagement. We had some discussion on the contents, adjustments were made fast and accurate. The response time was minimum in each case. Very good. You have a satisfied customer.

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TATA Advanced Systems Limited

We would be happy to reach out to IMARC for more market reports in the future. The response from the account sales manager was very good. I appreciate the timely follow ups and post purchase support from the team. My overall experience with IMARC was good.

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Stax

IMARC was a good solution for the data points that we really needed and couldn't find elsewhere. The team was easy to work, quick to respond, and flexible to our customization requests.

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DEinternational Egypt

IMARC did an outstanding job in preparing our study. They were punctual and precise, delivering all the data we required in a clear and well-organized format. Their attention to detail and ability to meet deadlines was impressive, making them a reliable partner for our project.

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FS Corporation Inc.

Overall, the deliverable was well organized and my experience with the project team was good. In particular, I appreciated how they responded when I requested additional information and the Japanese version.

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Egyptian Industrial Investment Group

The IMARC team were extremely professional and very cooperative. The team were also extremely flexible in making changes and modifications wherever required. The entire experience right from project kick-off to after sales support was fruitful and smooth.

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Vishnu Chemicals

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The market reports from IMARC have been instrumental in guiding our business strategies. We found the reports comprehensive and data-driven, which helped us make informed decisions. The detailed insights and actionable data have consistently provided us with a competitive edge in a rapidly changing alcohol market.

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Borges Branded Foods

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Godrej Consumer Products Limited

We recently commissioned multiple market research reports from IMARC, and the insights we received were invaluable. The depth of analysis, accuracy of data, and actionable recommendations have greatly enhanced our strategic decision-making.

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ADC Therapeutics

The market estimates provided by your team were pretty much in line with what we were theorizing internally. Really appreciate the work on this.

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Ivanti

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