Mercado de seguros IoT: Tendencias globales de la industria, cuota, tamaño, crecimiento, oportunidad y pronóstico 2024-2032

Mercado de seguros IoT: Tendencias globales de la industria, cuota, tamaño, crecimiento, oportunidad y pronóstico 2024-2032

Report Format: PDF+Excel | Report ID: SR112024A16088
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Panorama del mercado:

El tamaño del mercado mundial de seguros IoT alcanzó los 37.000 millones de dólares en 2023. De cara al futuro, el Grupo IMARC espera que el mercado alcance los 430.100 millones de dólares en 2032, con una tasa de crecimiento (CAGR) del 30,38% durante 2024-2032.

Atributo del informe Estadísticas clave
Año base
2023
Años de pronóstico
2024-2032
Años históricos
2018-2023
Tamaño del mercado en 2023 37.000 millones de USD
Previsión de mercado en 2032 430.100 millones de USD
Tasa de crecimiento del mercado 2024-2032 30,38%


Los seguros basados en la Internet de las Cosas (IoT) se refieren a la integración de las tecnologías IoT en los modelos de seguros para recopilar datos en tiempo real, lo que permite a las aseguradoras fijar el precio de las primas con mayor precisión, gestionar mejor los riesgos y ofrecer servicios de valor añadido. Puede clasificarse en varios tipos, como seguros de automóviles, seguros de salud, seguros de hogar y seguros agrícolas. Los seguros IoT ofrecen múltiples funciones, como la supervisión en tiempo real, el análisis de datos y la toma de decisiones automatizada. Sus propiedades incluyen alta seguridad, escalabilidad e interoperabilidad. El seguro IoT encuentra amplias aplicaciones en dispositivos telemáticos, electrónica vestible, sensores, seguridad doméstica, detección de inundaciones, actividades agrícolas, mantenimiento predictivo, mitigación de riesgos, seguimiento de activos y monitorización de drones. Ofrece modelos de tarificación precisos, una tramitación más rápida de las reclamaciones y una gestión proactiva de los riesgos. Los seguros IoT también aumentan el compromiso de los clientes, mejoran la eficiencia operativa, proporcionan información basada en datos, garantizan una mejor evaluación del riesgo y diversifican las fuentes de ingresos. Además, ofrece múltiples ventajas, como primas más bajas, liquidaciones rápidas y pólizas a medida basadas en el comportamiento y las necesidades individuales.

Mercado de seguros IoT

La creciente proliferación de dispositivos IoT y la explosión de datos resultante, que están proporcionando a las aseguradoras una gran cantidad de información para tomar decisiones informadas, está impulsando el crecimiento del mercado. Además, los recientes avances tecnológicos, como la inteligencia artificial (IA) y blockchain, que hacen que los procesos de gestión de datos y toma de decisiones sean más eficientes y transparentes, están contribuyendo al crecimiento del mercado. Además de esto, la implementación de apoyo normativo para los modelos basados en datos está actuando como otro factor inductor del crecimiento. Por otra parte, la adopción generalizada de seguros IoT debido a la creciente demanda de los consumidores de servicios de seguros personalizados y en tiempo real está impulsando el crecimiento del mercado. Además, el aumento de la utilización de seguros debido a la creciente atención a las medidas preventivas y la supervisión en tiempo real para reducir los riesgos y las reclamaciones está influyendo positivamente en el crecimiento del mercado. Aparte de esto, el impulso de la transformación digital en el sector de los seguros tradicionales para adaptarse al comportamiento del consumidor moderno está acelerando el crecimiento del mercado. Junto con esto, la tendencia emergente de asociaciones entre proveedores de IoT y compañías de seguros con el objetivo de crear un ecosistema mutuamente beneficioso está fortaleciendo el crecimiento del mercado.

Segmentación clave del mercado:

IMARC Group proporciona un análisis de las tendencias clave en cada subsegmento del informe global del mercado de seguros IoT, junto con las previsiones a nivel mundial, regional y nacional de 2024-2032. Nuestro informe ha categorizado el mercado en función del tipo de seguro, el componente y la aplicación.

Desglose por tipo de seguro:

  • Seguro de vida y salud
  • Seguros de bienes y accidentes
  • Otros
     

Desglose por componentes:

  • Solución
  • Servicio
     

Distribución por aplicaciones:

  • Automoción, transporte y logística
  • Vida y salud
  • Edificios comerciales y residenciales
  • Empresas y negocios
  • Agricultura
  • Otros
     

Distribución por regiones:

  • Norteamérica
    • Estados Unidos
    • Canadá
  • Asia-Pacífico
    • China
    • Japón
    • India
    • Corea del Sur
    • Australia
    • Indonesia
    • Otros
  • Europa
    • Alemania
    • Francia
    • Reino Unido
    • Italia
    • España
    • Rusia
    • Otros
  • América Latina
    • Brasil
    • México
    • Otros
  • Oriente Medio y África
     

Panorama competitivo:

También se ha examinado el panorama competitivo del sector junto con los perfiles de los principales actores: Accenture plc, Allerin, Capgemini SE, Cognizant, Concirrus, Intel Corporation, International Business Machines Corporation, Microsoft Corporation, Sas Institute Inc., Telit, Verisk Analytics Inc. y Wipro Limited.

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Mercado de seguros IoT: Tendencias globales de la industria, cuota, tamaño, crecimiento, oportunidad y pronóstico 2024-2032
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