سوق دفع البطاقة الائتمانية: الاتجاهات العالمية للصناعة، الحصة، الحجم، النمو، الفرصة والتوقعات 2023-2028

سوق دفع البطاقة الائتمانية: الاتجاهات العالمية للصناعة، الحصة، الحجم، النمو، الفرصة والتوقعات 2023-2028

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نظرة عامة على السوق:

بلغ حجم سوق دفع البطاقة الائتمانية العالمي 521.8 مليار دولار أمريكي في عام 2022. وتتوقع مجموعة IMARC أن يصل السوق إلى 827.6 مليار دولار أمريكي بحلول عام 2028، معدل نمو (CAGR) يبلغ 7.78% خلال الفترة 2023-2028.

دفع البطاقة الائتمانية هو طريقة أساسية لإجراء الدفعات. إنها آلية من خلالها يمكن للأفراد والشركات إجراء الدفعات فوراً أو استعارة الأموال مع وعد بالسداد في وقت لاحق. توفر وسيلة مريحة وآمنة ومقبولة على نطاق واسع للتحويل. تعمل كأداة مالية تمكن الأشخاص والشركات من خلال تقديم خط ائتمان يتيح لهم إجراء المشتريات، الكبيرة والصغيرة، دون الحاجة إلى النقد فورًا. يعتمد على الثقة المتبادلة بين حامل البطاقة والبنك الصادر والتاجر.

السوق العالمية للدفع ببطاقات الائتمان

تكامل طرق دفع البطاقة الائتمانية في مواقع التجارة الإلكترونية والتطبيقات، بسبب مزاياها العديدة، مثل الراحة والأمان المقدمة، يمثل واحدة من العوامل المحورية التي تعزز نمو السوق حول العالم. علاوة على ذلك، الشهرة المتزايدة لبطاقات الائتمان، حيث تقدم العديد من البنوك مكافآت جذابة، وحوافز النقود الراجعة، والخصومات الحصرية، مما يشجع الأفراد على اختيار بطاقات الائتمان للإنفاق اليومي. بالإضافة إلى ذلك، تزايد اعتماد بطاقات الائتمان في المؤسسات الصغيرة والمتوسطة لتوزيع الدفعات على مدى الزمن، وإدارة التدفق النقدي بفعالية، والوصول إلى الائتمان قصير الأجل عند الحاجة، يؤثر في السوق بشكل إيجابي. وبصرف النظر عن ذلك، تتم استخدام طرق دفع البطاقات الائتمانية في صناعة السفر لتقديم مكافآت السفر والمزايا، مثل أميال الطيران وخصومات الفنادق وتأمين السفر، التي تجذب الناس وتبسط المعاملات الدولية وتقضي على الحاجة إلى تبادل العملات الأجنبية. مع ذلك، تزايد الأنشطة السياحية والسفر بين الجماهير بسبب التحضر السريع وزيادة مستويات الدخل تعزز نمو السوق. علاوة على ذلك، تزايد اعتماد طرق الدفع ببطاقة الائتمان من قبل شركات التكنولوجيا المالية والمحافظ الرقمية للسماح للمستخدمين بحل واحد لإدارة مالهم يدفع نمو السوق للأمام.

تقسيم السوق الرئيسي:

تقدم مجموعة IMARC تحليلاً للاتجاهات الرئيسية في كل قسم فرعي من تقرير سوق الدفع بواسطة البطاقة الائتمانية العالمي، مع توقعات على المستوى العالمي، والإقليمي، والدولي من 2023-2028. قد قسم تقريرنا السوق استنادًا إلى نوع البطاقة، ومقدم الخدمة، والتطبيق.

التقسيم حسب نوع البطاقة:

  • بطاقات الائتمان العامة
  • بطاقات الائتمان المتخصصة
  • أخرى
     

التقسيم حسب المقدم:

  • فيزا
  • ماستركارد
  • أخرى


التقسيم حسب التطبيق:

  • الطعام والبقالة
  • الصحة والصيدلية
  • المطاعم والحانات
  • الإلكترونيات الاستهلاكية
  • الإعلام والترفيه
  • السفر والسياحة
  • أخرى


التقسيم حسب المنطقة:

  • أمريكا الشمالية
    • الولايات المتحدة
    • كندا
  • آسيا والمحيط الهادئ
    • الصين
    • اليابان
    • الهند
    • كوريا الجنوبية
    • أستراليا
    • إندونيسيا
    • أخرى
  • أوروبا
    • ألمانيا
    • فرنسا
    • المملكة المتحدة
    • إيطاليا
    • إسبانيا
    • روسيا
    • أخرى
  • أمريكا اللاتينية
    • البرازيل
    • المكسيك
    • أخرى
  • الشرق الأوسط وأفريقيا

المناظرة التنافسية:

تمت دراسة المشهد التنافسي للصناعة أيضًا مع النظر في ملفات اللاعبين الرئيسيين American Express Company, Bank of America Corporation, Barclays PLC, Capital One Financial Corporation, Citigroup Inc., JPMorgan Chase & Co., Mastercard Inc., Synchrony, The PNC Financial Services Group Inc., United Services Automobile Association و Visa Inc.

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سوق دفع البطاقة الائتمانية: الاتجاهات العالمية للصناعة، الحصة، الحجم، النمو، الفرصة والتوقعات 2023-2028
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